Instant Credit Decisioning Solutions
for Financial Institutions

Now instant credit decision making can be had at a fraction of the cost of other systems with absolutely no compromise in quality, speed, or accessibility. AFT Solutions' SMART System™ engine is now available for integration into your existing credit decision making process, web site, or in conjunction with any future system designs you may be planning.

The Prevailing Business Problem

Advanced Financial Technologies (AFT Solutions) understands the problems faced by the financial community when it comes to the automation of the lending process with regards to underwriting, origination, servicing and securitization. Designing and implementing such an automated system is an extremely challenging task for computer software engineers due to complicated underwriting guidelines, and a lack of understanding on how to utilize technology in applying these underwriting rules, using advanced skills such as high speed internet-based connectivity and artificial intelligence.

Advanced Financial Technologies' Solution

AFT Solutions leverages the internet with an intuitive interface that offers lenders access on a pay-per-use basis to define their own loan products and in-house guidelines on AFT Solutions' patent-pending, rule-based processing platform - eliminating the financial obstacles of expensive software packages, maintenance staff, and expensive computer hardware. Furthermore, AFT Solutions opens up a large, new market by enticing lenders across multiple industries to save on labor costs, strengthen their fraud prevention, improve their decision accuracy, and gain efficiency in their operations for underwriting, optimization, securitization, pricing and the delivery of financial approval decisions, which can occur within seconds for their customers utilizing our platform.

We invite you to explore our web site for more information and contact us for specifics about our revolutionary SMART System™ products and what they can do for your company. We provide solutions for two distinct segments of the financial lending services marketplace; Mortgage and Home Equity Lending, as well as Auto and Consumer Installment Loans.

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AFT Solutions News

August 2005:
The California Mortgage Bankers Association (CMBA) announced the formation of a partnership with AFT Solutions to enhance their offerings through AFT Solutions' innovative technology solutions which includes the SMART System™ suite of loan servicing applications.

August 2005:
The California Land and Title Association (CLTA) has joined in a partnership with AFT Solutions to offer their member companies the SMART System™ suite of Loan Servicing solutions to increase productivity and profitability.

July 2005:
Shearson Mortgage Company, based in Woodlands Hills, California and AFT Solutions have formed a partnership to integrate AFT Solutions' SMART System™ platform to provide their clients the ultimate in Automated Underwriting System (AUS) technology.


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